Senior Manager, Cross-Border Payments and FX Products

Opportunity

The Senior Manager, Cross border Payments and FX Products is responsible for the suite of payment products across product strategy, pricing, and P&L management. Owns products across domestic, international, and FX, collaborating with Marketing, Digital, Assisted Channels, and Operations to align and execute on desired outcomes. Proactively identifies and prioritizes product innovation, portfolio monitoring, and pricing opportunities to drive portfolio growth.

What will you do?

• Lead RBC Bank Payments Management: Oversee product portfolio across payments and FX products with full P&L and pricing accountability for strategy, execution, performance, risk management, and forecasting.
• Design Client-Centric Strategies: Deeply understand client pain points, competitive landscapes, and market trends to create differentiated value propositions that drive portfolio growth and satisfaction.
• Drive Cross-Functional Collaboration: Partner with Digital, Assisted Channels, Operations, Risk, Marketing, and Technology teams to align on shared goals and optimize experiences.
• Execute Strategic Roadmaps: Translate vision into actionable plans with defined KPIs, MVPs, and iterative launches, ensuring profitability and risk mitigation.
• Develop Financial Business Cases: Analyze market insights, validate demand, engage external partners, and collaborate with marketing to assess viability and recommend enhancements.
• Own End-to-End Risk Management: Manage reputational, regulatory, and strategic risks; lead fraud prevention and mitigation strategies with Risk, Legal, and Compliance teams.
• Lead Cross-Functional Initiatives: Act as accountable owner for payments product portfolio in product initiatives, formulating strategic recommendations and optimizing P&L impact.
• Monitor Industry & Competitor Trends: Benchmark portfolio performance, maintain awareness of economic trends, and manage product impact through regular industry analysis.

What do you need to succeed?

Must have

• 7–10 years of experience in product management including pricing, P&L, product strategy & innovation
• Deep expertise owning and driving growth in payments and FX products
• Strong financial acumen to analyze revenue/cost levers and set balanced growth, revenue, and profitability targets
• Experience developing business cases and conducting risk assessments to drive prioritization and execution decisions
• Demonstrated ability to identify, evaluate, and champion innovative product solutions and value propositions to enhance portfolio performance
• Deep understanding of Canadian banking culture and cross-border client needs
• Exceptional influence and communication skills to align stakeholders outside direct control
• Bachelor’s degree in Business, Finance, or a related field

Nice-to-have

• Masters in Business Administration
• Advanced skills in data analytics and digital enablement strategies

Benefits

• A comprehensive Total Rewards Program including competitive compensation and flexible benefits such as pension program with company‑matching contributions, health, dental, vision, life, disability insurance, and paid‑time off
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high‑performing team
• Opportunities to do challenging work
• Opportunities to build close relationships with clients

Our Commitment to a Diverse and Inclusive Workplace

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and we win together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. We foster a workplace based on respect, belonging and opportunity for all.