Director, Pc Mastercard Portfolio Management & Partnerships - C$128,200 - C$178,200 A Year (Win[...]

Senior Director, Portfolio Management – Commercial Banking

Lead a team of underwriting professionals focused on growth and risk objectives within the Commercial Banking team. Work closely with Commercial Account Managers, Associate Vice Presidents, and Credit Risk Management to positively impact team members, clients, and the bank’s growth objectives through effective, timely credit underwriting. The position is based in Victoria, BC and reports to the RVP & Market Lead, Vancouver Island District.

Responsibilities

• Lead a team of underwriters, providing coaching, direct feedback, and upskilling to ensure exceptional client experiences.
• Support the Commercial Banking team in managing and growing an existing portfolio of commercial lending relationships in the Vancouver Island District, completing assessments of existing and potential clients to determine alignment with the bank’s product offering, financing structures, and risk appetite.
• Work with team members on initial transaction analysis and deal structuring.
• Manage and review credit applications before submission to Credit Risk Management, ensuring they meet the highest standards of financial analysis, credit structuring, and risk identification & mitigation while adhering to internal policies.
• Occasionally author credit applications for the most complex transactions.
• Provide assistance to the underwriting team with the presentation of their credit applications and challenge team members to think beyond the surface to develop financing scenarios that meet both client needs and the bank’s risk criteria.
• Coordinate and lead discussions with Credit Risk Management.
• Manage and monitor the loan portfolio to ensure alignment with the bank’s established parameters.
• Work with adjacent teams to ensure required conditions are met prior to funding, maintaining a positive working relationship.

Qualifications

• Bachelor’s degree in accounting, business, economics, finance, or a related field; professional designation(s) and/or an advanced degree is considered a strong asset.
• 10+ years of related commercial banking experience.
• Experience building, developing, and leading a high‑performing credit underwriting team.
• Exceptional commercial credit analysis skills and ability to creatively solve problems with clear, concise, and persuasive credit writing capabilities.
• Entrepreneurial mindset with ability to blend strong technical knowledge with sound business judgment.
• Excellent interpersonal and communication skills for effective collaboration with partners at all levels.

Benefits

• Competitive compensation.
• Health and wellness program, including many options.
• Flexible group insurance.
• Generous pension plan.
• Employee Share Ownership Plan.
• Employee and family assistance program.
• Preferential banking services.
• Involvement in community initiatives.
• Telemedicine service.
• Virtual sleep clinic.