Corporate Commercial Credit Risk Director

Shape Moneris’ commercial credit risk portfolio in Etobicoke through risk appetite governance, portfolio analytics, and strategic client oversight.This Senior Manager leads the Corporate-Commercial credit team across Large Key Accounts, Strategic Partners, and higher-risk SMB clients. You will strengthen portfolio performance by applying credit models, external indicators, industry insights, and risk-based judgement. You will also support business growth through disciplined underwriting and mitigation.Key Responsibilities:
Keep portfolio growth, attrition, concentration, and losses within targetsStrengthen credit controls, governance, reporting, and risk frameworksOversee collateral, risk ratings, counterparty assessments, and industry reviewsRemove deal-flow bottlenecks and maintain adjudication service levelsPresent KRIs, KPIs, assessments, and recommendations to senior stakeholdersRequirements:
Eight to ten years’ financial statement analysis or restructuring experienceExperience developing credit strategies and risk appetite frameworksExperience presenting risk assessments to executives and senior leadersAdvanced knowledge of statistics, data analytics, and ExcelExperience with complex corporate-commercial credit relationships and negotiationsUse portfolio management, governance, and analytics expertise to guide Moneris credit decisions and enterprise risk priorities.
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