Director, Advanced Underwriting

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do.

At Sun Life, we're driven by our Purpose: helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful.

When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in our Clients' lives.

Discover how you can make a difference in the lives of individuals, families and communities around the world.

Job Description:
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Location: hybrid, work from home

As a Director, Advanced Underwriting, you’ll be joining one of Canada’s top insurers. We’re known for not only our strength in the market, but our commitment to our people. Underwriting goes beyond risk assessments here. We’re focused on making thoughtful, well-informed decisions that provide financial security to Canadians and their loved ones.
By joining Sun Life, you become part of a high-performing team, led by passionate professionals with extensive experience in the field, industry knowledge, and a passion for mentorship. Our continuous learning pathways and skills development opportunities ensure endless growth for you as you advance in your career.
This role will be reporting to our Chief Underwriter and Claims Risk Officer. We’re looking for someone with extensive experience in both medical and financial risk selection. You must be comfortable working with management, product, and reinsurance partners to deliver positive outcomes on challenging files. A commitment to Client-first, proactive communication and partnership with our advisors and distribution team are critical aspects to this role.

Life’s brighter under the sun
Joining our team at Sun Life means you can expect:
A hybrid working environment, giving you the best parts of in-office collaboration and work from home flexibility
Flexible Benefits from the day you join, meeting the needs of you and your loved ones
Our stock ownership program and pension plan give you the chance to invest in Sun Life with company matching opportunities
An annual bonus based on company and individual performance
Paid vacation based on experience, 5 care days available for self-care or care of others (e.g. family or others you may support) and 10 personal illness days to support your well-being
Our unique sabbatical program gives you the opportunity to take up to 6 weeks off, every 5 years
Investment in not-for-profit organizations that are important to you
Maternity/Paternity top-up program so you can focus on your growing family

What will you do?
Analyze insurance applications and evidence of insurability
Apply holistic underwriting expertise in all areas of underwriting including medical, financial and lifestyle factors to make sound and competitive underwriting decisions
Negotiate decisions with our reinsurers, in accordance with reinsurance treaties and internal rules
Effectively communicate and explain decisions to advisors and/or Clients’ physicians, as required.
Build strong relationships with business leaders, distribution teams, and advisors while delivering exceptional service and expertise
Identify continuous improvement opportunities and bring forward recommendations for solutions
Contribute to a positive environment through teamwork, a spirit of innovation, and professional development
Attend and participate in regular High Net Worth case reviews to share knowledge and support team development.
Provide mentorship other underwriters 

What do you need to succeed?
Decision Making Authority >$10,000,000 + for Life, $1,000,000 of Critical Illness
Exceptional analytical, judgement, problem-solving and decision-making skills
Client and results focus, proactive service orientation to support our business goals
Strong knowledge of medical and financial risk factors
The ability to work in a fast-paced environment, meet tight deadlines and balance completing priorities
Strong interpersonal skills to work collaboratively with our internal and external partners
10-15 years of experience as an Individual Life Underwriter
Bachelor's degree or equivalent
Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations
As this position is posted in several locations, we specify that bilingualism (French, English, both oral and written) is required for Quebec only for the frequent interactions with English and French-speaking colleagues or internal partners across Canada or worldwide.

Other Details
Some travel and representation at industry and sales events

When a new position becomes available which matches your background and experience, the base pay range will be disclosed and correspond to the opportunity Sun Life will consider you for.

In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.

Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.

Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to .

We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you.

We may use artificial intelligence to support candidate sourcing, screening, interview scheduling.

We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.

Job Category:
Underwriting - Individual
Posting End Date:
29/10/2026