Software Engineer

Software Engineer – AI-Powered Debt Management Platform (Remote)

Join a team building the infrastructure that helps consumers take control of their debt—and do it faster and smarter with AI. We’re building a platform that helps consumers manage their debt—from finding better loans to understanding and optimizing their repayment plans. The platform is live, revenue-generating, and growing fast. Backed by a recent Series A, we’re expanding our team to deliver on an ambitious product roadmap. Spinwheel is transforming how consumers understand and manage their debt—from real-time credit data to intelligent repayment tools. The platform is live, revenue-generating, and growing fast. Backed by a recent Series A, we’re expanding our team to deliver on an ambitious product roadmap.

What You’ll Do

• Design, build, and maintain core backend systems and APIs for our debt management platform

• Work closely with product managers, data engineers, and compliance teams to deliver features that are performant, secure, and compliant

• Use AI tools to automate repetitive tasks, generate boilerplate code, improve documentation, and accelerate testing

• Develop and evolve data models in a document database environment (MongoDB)

• Contribute to our CI/CD pipeline and infrastructure, ensuring reliable, repeatable deployments

• Collaborate on system architecture and internal tooling to make the team more efficient

• Review and debug code with a focus on maintainability, performance, and security

How You’ll Use AI

• Code generation: Use AI to bootstrap boilerplate services, generate test cases, and write utility functions faster

• Dev tooling: Streamline local setup, deployments, and environment config with AI-assisted scripting

• Debugging: Accelerate issue resolution by using AI to isolate problems or suggest fixes

• Documentation: Use LLMs to document APIs, workflows, and architectural decisions as you go

• Cross-team collaboration: Translate technical needs and implementations into clear, accessible updates using AI summarization tools

You Might Be a Fit If You…

• Have experience building backend applications using Node.js (JavaScript or TypeScript)

• Have worked with document databases like MongoDB

• Are familiar with AWS services and infrastructure management

• Know your way around Git and CI/CD tooling like Bitbucket Pipelines

• Take pride in writing clean, scalable, testable code—and improving the systems around your code

• Think like a builder and problem-solver, not just a ticket closer

• Use AI to make yourself (and your team) faster and better—not just because it’s trendy

• Thrive in high-autonomy environments with ambitious goals and fast iteration cycles

Logistics

• Level: Mid-level to Senior

• Location: Fully remote (U.S. time zones preferred)

• Stack: Node.js, MongoDB, AWS, Bitbucket Pipelines, TypeScript

• Culture: Ambitious, consumer-focused, AI-native, and biased toward action

We’re building something that hasn’t been done before. If you’re excited to build with AI, move fast, and help people make smarter financial decisions—let’s talk.