Software Engineer I

Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Technology Solutions Pay Details: $69,700 - $98,400 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: Department Overview Our team delivers secure, scalable digital capabilities that support core lending and credit journeys across the enterprise. You will contribute to building backend services and APIs that power critical business flows such as application processing, authentication, and partner integrations. You will work within a cross-functional POD that includes Software Engineers, Quality Engineers, Business Systems Analysts, a Product Owner, and a Scrum Master, collaborating to deliver end-to-end features. Your work directly impacts customer and partner-facing capabilities across multiple environments, contributing to enterprise-scale platforms that require strong reliability, performance, and security standards. Job Details – What You’ll Do Build and deliver quality features

• Design, develop, and deliver small to medium-sized features end-to-end within sprint timelines
• Write clean, maintainable, and testable code aligned with team standards
• Contribute to API development and system integrations

Collaborate within the POD

• Work closely with engineers, quality teams, and analysts to refine requirements and deliver solutions
• Participate in sprint planning, stand-ups, and retrospectives
• Contribute ideas and feedback during design and code reviews

Own your delivery

• Take accountability for assigned work items from design through production
• Communicate progress, risks, and dependencies clearly
• Ensure delivered features meet quality, performance, and security expectations

Solve problems and improve systems

• Debug and resolve issues using logs, metrics, and systematic analysis
• Identify root causes and contribute to improvements in code and processes
• Apply engineering best practices such as testing, version control, and CI/CD pipelines

Grow and continuously improve

• Build knowledge of system architecture and dependencies
• Learn new tools and frameworks and apply them in delivery
• Contribute to team knowledge sharing and documentation

Where You’ll Work This role follows a hybrid work model :

• 4 days per week in the office at a designated TD location
• Remaining time working remotely from a secure home workspace

You will collaborate closely with your POD and broader product teams across multiple locations. Job Requirements – What You Need to Succeed Required

• Bachelor’s degree in Computer Science, Engineering, or related field, or equivalent practical experience
• Experience delivering software features using modern programming languages such as Java, Python, or similar
• Working knowledge of APIs, microservices, or distributed systems
• Experience with version control, CI/CD pipelines, and debugging tools
• Ability to work independently on assigned features while collaborating effectively with a team
• Strong communication skills to explain technical concepts, trade-offs, and progress clearly

Preferred

• Familiarity with Golang
• Experience working in Agile delivery teams
• Familiarity with cloud platforms and container-based architectures
• Exposure to security, performance, and scalability considerations in application development
• Experience integrating with external systems or third-party APIs
• Knowledge of test automation and quality engineering practices

What Success Looks Like in This Role

• You consistently deliver high-quality features within sprint timelines with minimal supervision
• You contribute actively to team discussions and code reviews
• You demonstrate ownership, accountability, and clear communication
• You help your POD meet delivery commitments and improve team practices

Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you! Language Requirement (Quebec only): Sans Objet