Associate Director Commercial Credit Risk

Lead commercial credit risk decisions at RBC in Toronto, using financial analysis and real estate expertise across corporate accounts.As Associate Director, Commercial & Wholesale Credit Risk, you will adjudicate large corporate portfolios across Capital Markets, Corporate Client Group, and Commercial Real Estate. The work involves financial statements, Excel, credit structuring, and clear recommendations. You will help assess multiple real estate markets, asset classes, and lending structures.Key Responsibilities:
Provide risk decisions balancing client needs and RBC objectivesAnalyze RAF submissions and approve borrower risk rating changesDeliver timely credit decisions with clearly articulated rationaleBuild relationships with credit originators and internal stakeholdersMonitor financial information, regulations, and real estate marketsRequirements:
Strong financial statement analysis and financial analysis experienceAdvanced communication skills for articulating recommendationsSignificant Excel experience and financial model navigationExperience in real estate, corporate lending, or financeAnalytical mindset managing ambiguity and competing prioritiesBring commercial credit adjudication, financial analysis, and real estate experience to RBC's Toronto risk team.
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