Senior Quality Assurance Mortgage Analyst

Quality assurance expertise meets residential mortgage analysis at EQ Bank, with hybrid work and office time in Toronto, Ontario. Review files, validate controls, and report findings.This Senior Analyst position performs objective reviews of Single Family Residential mortgage activities within first-line Operations. You will support the Quality Assurance Framework for the SFR business while assessing documentation, credit decisions, compliance, and potential fraud. The work requires analytical judgment across mortgage products, policies, procedures, processes, and controls.Key Responsibilities:
Review mortgage applications and supporting documentation for accuracy and completenessReplicate credit decisions, including TDS and GDS recalculationsValidate observations and document findings for business stakeholdersRecord suspected fraud in Sherlock and escalate identified evidenceSupport training, special reviews, and Quality Assurance Framework improvementsRequirements:
Five years’ experience in a Canadian financial institutionThree to five years in residential mortgage originationIn-depth understanding of residential mortgage underwriting requirementsKnowledge of OSFI B20, AML/ATF, CMHC, and Genworth requirementsStrong analytical, organizational, communication, and attention-to-detail skillsApply mortgage underwriting, quality assurance, fraud detection, and reporting expertise as a Senior Analyst at EQ Bank.
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