Associate, Commercial Banking (Public Sector Group)

Application Deadline:

11/15/2026

Address:
100 King Street West

Job Family Group:

Commercial Sales & Service

Join our Public Sector Group in Canadian Commercial Banking (“CCB”) and bring BMO’s Purpose to life by Boldly Growing the Good. As a trusted advisor to many of Canada’s important public institutions we provide top tier advice and banking solutions that enable our clients to better serve their communities. Our success is driven by our passion for the Public Sector, professionalism, and client service.

The Associate, Public Sector is a unique career opportunity in commercial banking to work on large complex transactions with a high performing team while serving large public sector entities with budgets up to $1B+. Associates provide mission critical insights and recommendations through their credit analysis, portfolio monitoring, and other responsibilities working directly with senior portfolio and relationship managers. Associates get wide exposure to clients and develop deep capabilities in financial analysis, due diligence, credit, deal structuring, and client communication.

Our clients’ needs span the full range of BMO’s services so Associates play an important role in assessing needs and partnering with Treasury and Payments Solutions, Debt Capital Markets, Interest Rate Derivatives, Global Asset Management / Wealth Advisory and many others. 

Responsibilities day-to-day include:
Execute new lending opportunities through detailed financial modelling, risk analysis, due diligence, loan structuring, negotiation, documentation, and deal closing
Support the day-to-day portfolio management activities including portfolio monitoring, compliance, risk management, and expanded client needs
Deliver exceptional day-to-day service through bespoke solutions to client requests, coordination of service administration, and acting as a primary point of client contact in absence of senior bankers
Support client prospecting and proposal activities by drafting presentations and participating in client meetings
Resolve any identified issues properly and escalate concerns to Senior Management to ensure timely awareness of material concerns
Ensure a smooth team & client experience by navigating BMO systems, policies, and processes
Execute business initiatives and identify opportunities for process improvement, including adoption of digital ways of working
Maintain internal control standards including adherence to audit, regulatory, and compliance policies
Support broader portfolio or additional responsibilities as requested to support our clients

Experience it will take to succeed:
Minimum 3-5+ years of experience working in commercial banking or adjacent finance industries
Proven proficiency in research, modelling, financial analysis, and due diligence. Preference for candidates with credit and loan structuring skills
Demonstrated excellence in client service, collaboration, and initiative
Excellent verbal and written communication skills
Computer literacy with a minimum of the MS Office suit. 
Experience with Public Sector financing considered an asset
Post-secondary degree in related field of study or equivalent
MBA, CPA, CFA, or similar are all considered assets

Salary:

$70,000.00 - $150,000.00
Pay Type:

Salaried
The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: 

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.