Credit Risk Strategy Data Scientist

The Credit Risk Strategy Department develops and implements credit risk decision-making strategies based on risk/return quantification to deliver value for the organization as well as members and clients, while safeguarding Desjardins Group’s sustainability. As a credit risk strategy data scientist, you help develop, implement and optimize credit risk strategies for personal financing products, at granting and throughout their lifecycle. You develop expertise in product-related databases and the systems where the strategies are executed. More specifically, you help recommend ways to optimize strategies by applying your knowledge of machine learning and modelling. You also help develop quarterly performance reports in Power BI, conduct ad hoc analyses and perform post-implementation monitoring. More specifically, you will be required to:Optimize and develop decision-making strategies for credit management and prepare associated documentationApply your knowledge of machine learning and predictive modelling to maximize financial impact and support credit risk strategiesParticipate in complex data analyses (SAS, Python), interpret results, build replicators and monitor how our strategies perform once in productionMonitor financing products and conduct quarterly performance reviewsContribute to various projects, assignments and data analyses in your area of expertise and make recommendations aligned with strategic prioritiesAdvise organizational units and other collaborators on risk management matters in your area of expertise, communicating complex information clearly.
What we offer*
Competitive salary and annual bonus4 weeks of flexible vacation starting in the first yearDefined benefit pension plan that provides predictable, stable income throughout retirementGroup insurance including telemedicineReimbursement of health and wellness expenses and telework equipment* Benefits apply based on eligibility criteria.#LI-Hybrid
What you bring to the table
Bachelor's degree in a quantitative disciplineA minimum of two years of relevant experience in data analysis, predictive modelling or risk managementPlease note that other combinations of qualifications and relevant experience may be consideredKnowledge of French is requiredKnowledge of machine learning algorithms and their application in credit risk managementAdvanced knowledge of SAS, SQL and/or PythonKnowledge of the Power BI data visualization tool is an assetKnowledge of credit riskAction oriented, Complexity, Customer Focus, Differences, Innovation, Interpersonal Savvy, Nimble learningEquity, Diversity, Inclusion and Accessibility
At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!Trade Union (If applicable)
Job Family
Data (FG)Unposting Date
2026-11-30
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