Senior Financial Crime Risk Analyst (4917)

Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Financial Crime Risk Management

Pay Details:
$81,600 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview:

The TD Bank Group Financial Crimes Risk Management (FCRM) Department is responsible for Anti-Money Laundering and Anti-Terrorist Financing (AML/ATF) regulatory compliance and prudential risk management across the TD footprint. We act as proactive and trusted advisors to TD Business Lines, while supporting a consistent, adaptable, and effective culture across the organization, ensuring money laundering and terrorist financing risks are appropriately identified and mitigated. We direct the design, content, and enterprise-wide implementation of TD's AML Program, which also includes ensuring that everyone both understands and complies with economic sanctions and anti-bribery/anti-corruption regulations. Our commitment to being The Better Bank means that we are continually evolving to meet the requirements of an ever-changing regulatory environment, while continuing to provide legendary customer experiences.

Job Description:

Reporting to the Senior Manager, FCRM, Remediation Support Group, the Senior Analyst contributes to a highly complex regulatory and risk reporting function, providing analytical support, issue management, and stakeholder coordination across FCRM and Enterprise partners.

The general accountabilities of this role include but are not limited to the following:

• Provide sound, practical, and timely advice to FCRM businesses, FCRM leadership, and risk partners across the regulatory issue remediation lifecycle within FCRM.
• Ensure remediation deliverables are completed, consistent, and aligned with regulatory and enterprise expectations
• Support the review, challenge, and quality control of Management Action Plans, remediation artifacts, risk-reducing measures, and supporting evidence
• Participate in key remediation governance forums and checkpoints, including working sessions, weekly stand-ups, toll-gating reviews, and escalation discussions
• Review governance materials, reporting, and closure packages, as needed
• Apply sound risk judgement and analytical rigor to assess remediation design and execution, challenge, assumptions, identify root causes, and highlight systemic themes or lessons learned across issues
• Support effective senior management decision-making by synthesizing complex remediation information into clear, concise, and decision-ready insights and communications
• Act as a trusted subject matter resource on regulatory remediation processes, governance requirements, and evidence standards
• Operate independently in a dynamic and evolving regulatory environment, exercising professional judgment while managing multiple priorities, tight timelines, and ambiguous or complex problem spaces
• Support TD's enterprise-wide risk strategies and control function requirements
• Effectively manage multiple ad-hoc initiatives and deliverables within tight timelines in a fast-paced remediation environment.

Qualifications/Skills:

• University degree or equivalent experience.
• 5+ years of relevant experience in financial crime risk management, AML/ATF compliance, regulatory remediation, audit, or related fields.
• Strong working knowledge of the Canadian AML/ATF regulatory environment, including FINTRAC expectations.
• Experience supporting regulatory remediation, issue remediation, audit interactions, or regulatory submissions considered an asset.
• Excellent written and verbal communication skills
• Strong attention to detail and ability to review and challenge documentation for clarity, accuracy, and completeness.
• Demonstrated ability to engage effectively with stakeholders across multiple levels of the organization, including senior leadership.
• Strong critical thinking, judgement, and organizational skills, with the ability to manage competing priorities.
• Experience with governance, risk, or issue-tracking systems (e.g., Archer, ServiceNow, or similar tools) considered an asset.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet